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Asset Finance from
2.38%
Bridging Loans from
0.49% per month
Commercial Mortgagesfrom
1.87%
Unsecured Business Loans from
1.80%
Working Capitalfrom
0.40% per month
Interbay was founded with the understanding that your business is important to you. That’s why they provide five commercial finance products to ensure your business achieves the correct funding it needs. This includes:
Interbay provides a supportive service, offering a flexible criteria, combined with manual underwriting to ensure an open-minded approach to commercial property purchases.
Interbay business loans currently offers industry specific commercial finance, with tailored funding that’s instrumental to business growth. A business loan with Bibby provides SME’s with:
For commercial mortgages, Interbay also offer SME’s
Barclays Esme Fleximize iwoca Term Bibby Financial ServicesInterBay iwoca RCF Liberis Lloyds SecuredMerchant Money Nucleus Santander Asset FinanceStart Up Loans Interbay is a UK based lender that is geared towards making your products and service work for both brokers and customers alike. Interbay is the asset finance division of OneSavings Bank, a highly ambitious FTSE 250 UK Bank with over £7 billion in assets.
OneSavings Bank currently trades under the following brands:
Interbay asset finance provides flexible deal structures and credit approvals. Unlike other lenders, Interbay commercial mortgages offer a flexible criteria combined with manual underwriting to ensure businesses are able to get funding that best suits their business.
InterBay Commercial is a commercial mortgage lender offering buy to let, HMO, bridging, semi-commercial and commercial mortgages. Interbay commercial mortgages provides a supportive service, offering a flexible criteria and finance up to 1 million.
Interbay understands that every business is different. That’s why businesses who apply for a commercial mortgage are also able to obtain interest-only options on certain finance products. Interbay are also able to provide multiple securities on a single loan, with options available for mixed portfolios. Lending against investment value is also considered for commercial properties.
OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.
To contact Interbay, visit their website and fill in their contact sheet http://interbay.co.uk/contact-us or simply email their support team at salessupport@interbayassetfinance.co.uk. Alternatively, you can call them direct on 0345 878 7000.
As of January 2020, Interbay do not currently have any promotions or offers on their commercial funding products.
If you’re ready to grow your business with a commercial mortgage with Interbay, you’ll need to meet the following criteria. This will include
When applying for an Interbay commercial mortgage, you will be instantly notified of the outcome of their initial checks. You will then be provided with a dedicated relationship manager, who will provide you with a final decision. Each commercial mortgage taken out through Interbay is subject to normal lending assessment, status and application. Terms and conditions apply.
Interbay offers commercial mortgages to a wide variety of businesses and entrepreneurs in the UK.
Applications normally take about three months.
As of January 2020, Interbay will not lend to properties including Heavy industrial, petrol stations, religious property, hostels, bedsits, equestrian centres, public houses, agricultural properties, catteries, kennels, golf clubs, hospitals, mobile home parks, garden centres, on site dry cleaners, telecommunication masts and all other uses within Classes A4, C2, C2A and D2 of the T&CP Use classes order 1987 or those properties listed as Sui-Generis
Interbay consider SME’s across the UK, including the Isle of Man and Isle of Wight
Before you take out a commercial mortgage with Interbay, make sure to check the criteria before you apply. For more information, visit https://Interbay.com
