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Compare Bibby Financial Services business loans

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  • Check your eligibility in minutes (without a credit check)
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  • One of our experts will call to discuss your options
  • Receive your funds and grow your business

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Choose business rates from

Asset Finance from

2.38%

Bridging Loans from

0.49% per month

Commercial Mortgagesfrom

1.87%

Unsecured Business Loans from

1.80%

Working Capitalfrom

0.40% per month

Choose three Commercial Funding products

Bibby Financial Services are the UK’s leading independent financial services partner. They currently provide three commercial finance products to choose from, including:

  • Construction finance-a funding and support solution for contractors and sub-contractors who provide services to a main contractor.
  • Export finance – a funding solution for your clients who wish to, or are already selling goods or services overseas
  • Trade finance –a funding solution that allows your clients to buy goods and bridge the cashflow gap between paying their suppliers and receiving payment from their customers

Bibby business loans cover a variety of industries, including construction, export, recruitment and trade and are custom made to suit individual businesses.

Key features of a Bibby business loan

Bibby business loans currently offers industry specific commercial finance, with tailored funding that’s instrumental to business growth. A business loan with Bibby provides SME’s with:

  • Top funding without the need of security against specific assets
  • Flexible repayments that can work in conjunction with an Invoice Finance facility
  • Up to 100% of invoice value within 24 hours
  • Option to choose your term up to 12 and 24 months
Unsecured Term
£25,000 - £100,000
8.89%
6mths - 5yrs
Unsecured Term
£10,000 - £250,000
8.73%
6mths - 5yrs
Working Capital Loan
£10,000 - £500,000
42.20%
1mths - 2yrs
Unsecured Term
£5,000 - £250,000
9.60%
6mths - 5yrs
Invoice Finance
£10,000 - £10m
-
Rolling
Property Loan
£250,000 - £10m
1.82%
5yrs - 30yrs
Working Capital Loan
£5,000 - £250,000
49%
1mth - 1yr
Merchant Cash Advance
£3,500 - £500,000
-
-
Property Loan
£250,000 - £10m
1.42%
5yrs - 30yrs
Merchant Cash Advance
£3,500 - £500,000
-
-
Unsecured Term
£10,000 - £500,000
8.73%
6mths - 5yrs
Asset Finance
£5,000 - £10m
4.58%
6mths - 7yrs
Term Loan
£5,000 - £25,000
6%
6mths - 5yrs

About BIBBY

Bibby Financial Services is a multinational corporation that provides commercial finance services to SME’s. Bibby Financial Services is the UK’s leading independent invoice finance specialist, currently providing cash flow funding for over 10,000 businesses across the UK.

About BIBBY Business Loans

Bibby Financial services currently offers four types of commercial funding for SME’s across the UK.

Bibby’s asset finance loan allows your business to invest in new equipment without the upfront cost, with the option to own the asset at the end of the term. Bibby current offers two types of Asset finance, including:

  • Hire Purchase – this allows you to own the asset outright at the end of term
  • Leasing – this allows you to use the latest equipment for a monthly fee, without the commitment of ownership.

In addition to this, Bibby financial services also provides commercial mortgages for businesses looking to purchase property or refinance their current property. Bibby commercial mortgages offers fixed yet flexible interest rates, with the option to switch from a variable rate loan to a fixed-rate loan.

Bibby Financial services also provides a cashflow loan. The Bibby cashflow loan helps business owners achieve their company ambitions. A Bibby cashflow loan provides funding against the strength of your revenues and ability to cover the cost of repayments. These loans are termed over 12 to 24 months and can be topped up without the need of collateral.

Bibby’s Invoice finance also assists businesses looking to strengthen their cashflow and focus on company development. Invoice finance can help relieve the burden of unpaid invoices, by providing you with immediate access to funds so you can meet day-to-day costs of running your business.

BIBBY Contact Info

Bibby Finance Services Registered address: 3rd Floor, Walker House, Exchange Flags, Liverpool, L2 3YL

To contact Bibby Finance Services, please visit their website and fill in the enquiry form. Existing clients can call them on 0808 501 6463. For sales enquiries, please call0808 501 6462

Promotions & Offers

As of January 2020, BIBBY do not currently have any promotions or offers on their commercial funding products.

How to Apply

If you’re ready to grow your business with a BIBBY business loan, you’ll need to provide some information about you and your business. This will include:

  • 6 months bank statements
  • 4 VAT returns
  • Invoices

When applying for a BIBBY Flexi business loan, you will be notified within 24 hours of the outcome of their initial checks. Once approved, Bibby will advance an agreed percentage of the invoice value.

Frequently Asked Questions

What types of commercial funding does BIBBY offer?

Bibby offers unsecured business loans, cashflow loans and commercial mortgages. Their smallest facility is £50k and our largest is £15m

How long does a BIBBY business loan take?

This depends on the type of loan you take out and the speed of information you are able to provide. Bibby Financial service can set up a facility in as little as a week, although 2-4 weeks is more typical.

Does BIBBY offer business loans to all industries?

BIBBY currently provides business loans to wholesale, transport, recruitment, manufacturing, export, construction and business services. If you would like more information on the industries Bibby provides loans to, visit https://www.bibbyfinancialservices.com

Where are BIBBY business loans available?

BIBBY are able to lend to businesses based in England, Ireland, Scotland and Wales.

Can I check my eligibility before I apply?

Before you take out an BIBBY business loan, make sure to check the criteria before you apply. For more information, visit https://www.bibbyfinancialservices.com

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