Your credit score is a measure that financial services companies use to decide whether to lend money to you. It helps them to understand what type of borrower you are and whether you are a high or low risk. The lower your risk, the more chance you have of getting a loan, mortgage or credit […]

There are times when you need a small amount of money like a few hundred pounds extra to meet some immediate expenses like car accident, medical expenses, pet care, business purpose etc. As these expenses could not fit into your monthly budget, you need an additional financial support in the form of small loans. As […]

As the name suggests a student loan is a monetary support given to fund university study or higher education of first time higher education takers. The United Kingdom offers many such loans through government and private companies. The loans are offered to cover the tuition fees and living costs of the student. The benefit with […]

Many of you would be confused between choosing a personal loan or a credit card. Well, both are the tools to gain credit but still there is a vast difference between the two. By knowing the difference one can figure out which would be the most suitable bet. Personal loans Credit Cards You can borrow […]

Minimum repayment on credit cards is set as the percentage of your balance to be payable on a monthly basis. Monthly interest and other charges can be added to this amount which is paid to the card provider so as to save the customer from a bad credit report. If you pay at least this […]